🌲 How to Set Up a Trust in Washington State (2025 Guide)

Washington residents are increasingly turning to living trusts to avoid probate, protect their homes, and pass assets on without a court battle. If you're wondering how to create a legal trust in Washington β€” without spending thousands on a lawyer β€” this simple guide is for you.

10/21/20252 min read

🌲 How to Set Up a Trust in Washington State (2025 Guide)

Washington residents are increasingly turning to living trusts to avoid probate, protect their homes, and pass assets on without a court battle.

If you're wondering how to create a legal trust in Washington β€” without spending thousands on a lawyer β€” this simple guide is for you.

πŸ” What Is a Trust?

A trust is a legal arrangement where you (the grantor) transfer ownership of assets into a structure managed by a trustee, for the benefit of your beneficiaries.

The most common in Washington is the Revocable Living Trust, which:

  • Avoids probate court

  • Keeps your estate and finances private

  • Lets you stay in control of your assets while you're alive

  • Automatically transfers property to heirs when you pass

  • Helps plan for incapacity or illness

πŸ“ How to Set Up a Trust in Washington State

1. Choose Your Trust Type

Start with a Revocable Living Trust, which is:

  • Legal in Washington

  • Flexible while you're alive

  • Easier to manage than a will

  • Fully compatible with Washington property laws

Optional add-ons:
☐ Minor’s Trust
☐ Special Needs Trust
☐ Spendthrift Trust
☐ Dynasty Trust

βœ… TrustGenie includes these in one easy-to-manage membership.

2. Assign the Key Roles

☐ Grantor – You, the creator of the trust
☐ Trustee – Manages the trust (often you)
☐ Successor Trustee – Steps in if you're incapacitated or pass away
☐ Beneficiaries – The people (or causes) who receive your assets

3. List and Organize Your Assets

Include:

  • Washington real estate

  • Bank accounts and investments

  • Businesses or LLCs

  • Vehicles, valuables, and personal items

  • Digital assets (crypto, domains, etc.)

βœ… TrustGenie gives you a Schedule A and General Assignment form to do this.

4. Sign and Notarize the Trust

Washington does not require witnesses, but your trust should be notarized to prove validity.

βœ… TrustGenie walks you through the proper execution format β€” step-by-step.

5. Fund the Trust (Don’t skip this)

Most people forget this part β€” and it’s why their trusts fail.

To fund your trust:

  • File a Quitclaim or Warranty Deed to transfer real estate

  • Retitle bank and investment accounts into the trust

  • Assign personal property with a General Assignment form

  • Update insurance and retirement designations (optional)

🚨 If your trust isn’t funded, it won’t avoid probate.

⚠️ Common Mistakes in WA

❌ Creating the trust but never funding it
❌ Forgetting to include out-of-state property
❌ Using a generic online trust template not valid in WA
❌ Naming minor children without adding a minor’s subtrust
❌ Not telling your successor trustee where to find documents

πŸ’° How Much Does a Trust Cost in Washington?

Method Cost Range Attorney$2,500 – $6,500 Online Template$100 – $400 TrustGenie$150/year (all-inclusive)

βœ… TrustGenie includes all WA-specific trust forms, deed templates, funding guides, and support.

🧠 Do You Need a Lawyer to Create a Trust in Washington?

No. Washington law allows any mentally competent adult to create a trust that:

  • Is in writing

  • Names a trustee and beneficiaries

  • Is properly signed and notarized

  • Is funded with assets

βœ… TrustGenie handles all of that β€” affordably and legally.

πŸ“Ž Free Download: Washington Trust Setup Checklist

Want a printable version of everything above?

πŸ“₯ [Download the WA Checklist] (You already have this in plain text)

βœ… Ready to Protect Your Legacy?

Thousands of Washington families use TrustGenie to avoid probate, keep control, and pass on their legacy β€” without spending thousands on lawyers.

πŸ‘‰ [Create Your Washington Trust – $150/year]

πŸ”— Related Articles:

  • [Avoiding Probate in Washington State]

  • [How to Transfer Your Home into a Trust in WA]

  • [What Happens If You Die Without a Trust in WA?]

✍️ Written by:

TrustGenie Legal Team
Helping families in the Evergreen State protect their assets with modern estate planning.